Health Care Insurance New Zealand
New zealand residents can choose to take out medical insurance for private healthcare although many new zealanders do not opt for this additional cover.
Health care insurance new zealand. The price for ceramic crowning can go up to astonishing 1200 and for a simple filling can be 150. Comprehensive travel insurance covers you for costs in the new zealand health system. Launched in new zealand in october 2013 nib now covers more than one million customers across australia and new zealand. The health care system of new zealand has undergone significant changes throughout the past several decades.
The accident compensation corporation covers the. You can buy travel insurance before you leave your country or when you arrive in new zealand. Financial strength rating nib has been given an a strong financial strength rating issued by s p global ratings australia pty ltd. There are special types of travel and health insurance for people on some visas such as international students or seasonal.
Acc covers injuries that result from any accident. All travellers are covered for medical care resulting from accidents that occur while in nz eg motor vehicle accidents or adventure activity accidents by the accident compensation corporation www acc co nz. Aa health is a partnership between the new zealand automobile association incorporated aa and nib nz. If you do not meet the criteria to get new zealand s universal healthcare you still get accident coverage.
From everyday health plans for day to day health expenses such as gp and dentist visits to private hospital plans covering surgical and hospital. Acc is personal accident insurance which is run by the accident compensation corporation. The health insurer offers a range of health insurance cover. As a rough guide a dental doctor in new zealand can cost you anywhere between 45 to 85 for a check up or any minor treatment.
New zealand s public hospitals offer a high standard of care free for residents. New zealand residents and some work visa holders benefit from a public health system that is free or low cost thanks to heavy government subsidies. New zealand s government provided health insurance scheme covers most accident related injuries whether or not you have any type of insurance in the country so no one is left untreated. Nib nz underwrites aa health s products.
However new zealand s healthcare system may be slightly different from what you are used to with the mix of public and private healthcare services coming. By avoiding the waiting times often associated with the new zealand public health system you can also avoid deteriorating health and reduced quality of life while waiting for. You can decide how much cover you want.
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