Car Insurance You Need
The different levels of car insurance.
Car insurance you need. If you already belong to an automobile club like aaa you don t need this insurance added to your car insurance policy. If you have a decent. To protect yourself it s important to know the types of insurance how car insurance works and how much car insurance you really need. Must have car insurance.
Michigan lawmakers approved bipartisan auto insurance reform legislation. Yes legally you must have at least a basic level of car insurance called third party insurance even if you don t drive the car. The exceptions to these rules include virginia which does not require car insurance but does mandate that you pay 500 a year to drive uninsured and new hampshire which notes that you will be held responsible by law for bodily injuries or property damage. But before we talk about the difference between basic extended and premium auto insurance options and which ones are right for you let s cover some basic insurance terms.
If you currently own a new car or have a leased vehicle that is still under warranty you don t need this insurance added to your car insurance policy. As you can see it is rare not to need car insurance. When you don t have insurance. There are three levels.
Do you need car insurance. You have a 7 to 30 day grace period depending on your state to tell your car insurance company about the new vehicle. Why do i need car insurance. Your green slip otherwise known as compulsory third party insurance ctp is a type of insurance you are required by law to have in all.
When you already have insurance. Michigan drivers should be able to cut their auto insurance costs starting this week but you may need to take action. You pay a little each month for the comfort of knowing that you won t have to pay a large sum in the event of a catastrophe. So here s a quick look at the options.
The only exception is if you officially register your car as off the road with a statutory off road notification sorn. Car insurance can be confusing. Knowing what you must have and what would be good to have can take some time and effort to work out. It is every licensed driver s responsibility to maintain some form of car insurance.
Car insurance is designed to protect you your assets others and property in the event of a collision theft or natural disaster.
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