Can Insurance Pay For Car Repairs

For example if you were driving and ran into a light post if you have comprehensive and collision insurance coverage your insurance company would help pay for the repairs.

Can insurance pay for car repairs. Car insurance policies do not cover repairs for normal wear and tear such as oil refills or fixing your brakes. They are not liable for any loss of value due to the vehicle being in a collision. Can i repair my own car after filing a claim. If you have auto insurance specifically collision and comprehensive coverage it does cover repairs when you get into an accident or when your car is damaged by a natural disaster.

Car mechanical repairs can be pricey and they aren t getting any cheaper. If you re in an accident you need to carry collision insurance for your policy to pay for repairs to your vehicle. First it s essential to understand the three main types of auto insurance coverage that can cover you and your car while it is in the body shop. Car repair insurance or mechanical breakdown coverage is available from a few insurance companies such as geico and mercury insurance.

But the thing is you are pretty good at doing minor repairs and would prefer to do the work yourself which raises the question. While you can skim through the agreement to find out when your policy will pay all of the legalese can be difficult for the average insurance consumer to understand. A brief explanation of the coverage will help. With all these expenses you may hope to turn to your car insurance to help pay the bills.

However if a repair is needed because you got into a car accident or due to another covered peril like for damage from a hailstorm your car insurance will pay for the repairs depending on your auto policy. It s as simple as that. When you have an endurance vehicle protection plan endurance pays for your auto repairs. Adding this coverage to your car insurance can save you from bearing the cost of major repairs like a blown engine or transmission on your own.

If you are making payments on the car then the bank has a lien on the vehicle and they are entitled to be paid the balance you owe on the car directly from the insurance company. Collision comprehensive and rental car reimbursement insurance. Some car repair insurance can be targeted to specific parts such as major engine or transmission damage or other specific vehicle systems. The parts the labor all of it s covered.

But car insurance won t pay for maintenance or repairs for things like normal wear and tear and mechanical failure. Pay for your auto repairs. The plan is for the shop to repair your car and the insurance company to pay them directly for the job. In fact according to a driving costs study completed by the american automobile association aaa the expense associated with maintaining and repairing a vehicle increased by 11 percent from 2012 to 2013.

You ll save thousands of dollars and you get to choose the mechanic that repairs your car.